:root{
  --bg:#f6f8fb; --card:#ffffff; --ink:#173f73; --text:#62778d; --line:#dbe7f3;
  --blue:#5d95d6; --blue-dark:#477fbe; --soft:#eef4fb; --shadow:0 16px 40px rgba(23,63,115,.08);
  --r-xl:28px; --r-lg:22px; --r-md:18px; --max:1180px;
}
*{box-sizing:border-box} html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;background:var(--bg);color:var(--ink)}
a{text-decoration:none;color:inherit}
img{max-width:100%;display:block}
.container{width:min(var(--max),calc(100% - 40px));margin:0 auto}
.site-header{position:sticky;top:0;z-index:30;background:rgba(246,248,251,.94);backdrop-filter:blur(10px);border-bottom:1px solid rgba(173,191,214,.35)}
.site-header .inner{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:16px 0}
.logo img{height:34px;width:auto}
.nav{display:flex;gap:30px;flex-wrap:wrap;justify-content:center;align-items:center}
.nav a{font-size:17px;font-weight:600;color:#3f618a}
.header-cta{display:inline-flex;align-items:center;justify-content:center;padding:14px 24px;border-radius:999px;background:#6a9edb;color:#fff;font-weight:700;box-shadow:0 8px 20px rgba(90,136,196,.18)}
.main{padding:28px 0 80px}
.breadcrumbs{margin:0 0 20px;font-size:14px;color:#7b90a6}
.breadcrumbs a{color:#597da9}
.hero{border-radius:32px;overflow:hidden;box-shadow:var(--shadow);background:#fff}
.section{margin-top:34px;background:var(--card);border:1px solid rgba(188,205,224,.45);border-radius:28px;padding:30px;box-shadow:var(--shadow)}
.section h2{margin:0 0 12px;font-size:30px;line-height:1.12;font-weight:700;letter-spacing:-.02em;color:var(--ink)}
.section p.lead,.section p,.card p,.final-cta p{font-size:14px;line-height:1.65;color:var(--text)}
.section p.lead{margin:0;max-width:900px}
.help-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:22px}
.help-card{display:flex;flex-direction:column;justify-content:space-between;min-height:220px;background:linear-gradient(180deg,#fff,#f8fbff);border:1px solid rgba(188,205,224,.5);border-radius:24px;padding:22px;box-shadow:0 12px 28px rgba(33,78,125,.06)}
.kicker{display:inline-flex;align-items:center;gap:8px;width:max-content;padding:8px 12px;border-radius:999px;background:#eef5fd;color:#5d7fa6;font-size:12px;font-weight:700;letter-spacing:.04em;text-transform:uppercase}
.help-card h3,.pdf-card h3,.cta-box h3{margin:14px 0 10px;font-size:24px;line-height:1.18;color:var(--ink)}
.help-card p{margin:0 0 18px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:14px 20px;border-radius:999px;background:var(--blue);color:#fff;font-size:14px;font-weight:700;box-shadow:0 10px 22px rgba(90,136,196,.18)}
.btn.alt{background:#fff;color:#4f77a6;border:1px solid #cdddee;box-shadow:none}
.pdf-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:22px}
.pdf-card{background:#fff;border:1px solid rgba(188,205,224,.55);border-radius:22px;padding:14px;box-shadow:0 10px 24px rgba(33,78,125,.06)}
.pdf-card img{width:100%;aspect-ratio:4/5;object-fit:cover;border-radius:16px;background:#edf4fb}
.pdf-card h3{font-size:18px;margin:14px 0 8px}
.pdf-card p{margin:0 0 10px}
.pdf-meta{display:flex;align-items:center;justify-content:space-between;gap:10px;margin-top:8px;color:#5f7895;font-size:13px;font-weight:600}
.final-cta{display:grid;grid-template-columns:1.4fr .9fr;gap:18px;align-items:stretch}
.cta-box{background:linear-gradient(180deg,#fff,#f8fbff);border:1px solid rgba(188,205,224,.45);border-radius:24px;padding:26px;box-shadow:0 12px 28px rgba(33,78,125,.06)}
.cta-box p{margin:0 0 18px}
.footer{padding:36px 0 56px;color:#6f8298;font-size:14px}
.footer .container{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;border-top:1px solid rgba(173,191,214,.4);padding-top:18px}
@media (max-width:1100px){.help-grid{grid-template-columns:1fr 1fr}.pdf-grid{grid-template-columns:1fr 1fr}.final-cta{grid-template-columns:1fr}.nav{gap:18px}.nav a{font-size:15px}}
@media (max-width:760px){.container{width:min(var(--max),calc(100% - 24px))}.site-header .inner{padding:14px 0;align-items:flex-start}.nav{display:none}.header-cta{padding:12px 18px;font-size:13px}.main{padding-top:18px}.section{padding:22px}.section h2{font-size:26px}.help-grid,.pdf-grid{grid-template-columns:1fr}.help-card h3{font-size:22px}.breadcrumbs{font-size:13px}}